takes time to get used to
I will say when you have been using a traditional Bi fold for so long it does take a bit to get used to the wallet. The key keeper is nice. helps to have a clip especially when you have a button start car you don't have to have it in your pocket but you also don't have to find a place in your dash to keep it. Back to the wallet. I have not tried the money clip as I tend to have a lot of small bills. Not sure how long the elastic will last on the strap but so far it still works. It takes a few tries to learn how to get the cash in and out of it. But it functions as needed and keeps the bulge down.